Augmenting Commercial Banking with Generative AI

Multimodal automates commercial banking workflows with purpose-built, explainable, and adaptable AI agents.

4x
Faster turnaround times
80%
workflow automation
15%
Increase in Revenue
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How Multimodal AI Agents work

Our AI Agents are a series of large language models that learn, think, and act with different built-in capabilities. We fine-tune these AI Agents on your company data and deploy them as APIs.

Document AI

Trained on your schema to extract, label, and organize data from structured and unstructured documents.

Decision AI

Ingests your internal manuals and guidelines, providing accurate data-driven decision recommendations for complex workflows.

Database AI

Access company databases to answer queries, interpret datasets, and provide actionable insights.

Conversational AI

Your in-house chatbot that accesses unstructured internal data to provide customer and employee support.

Content AI

Generates reports, policies, messages, and other documents in your company’s unique style while staying compliant with regulations.

Multimodal AI Agents Automate commercial banking tasks with precision

Corporate lending

50%
Faster Mortgage processing
20%
reduction in loan
servicing costs

Automated loan origination: Understand unstructured data, assess creditworthiness, and automate document verification, streamlining commercial loans, lines of credit, term loans, venture debt, and SBA lending.

Intelligent underwriting:
Assess applications against internal underwriting guidelines to  provide decision assistance to commercial loan underwriters.

Personalized lending solutions:
Understand customer business goals and financial requirements and tailor loan products and terms to meet specific needs.

Trade finance

80%
reduction in document
processing times
20%
increase in capacity

Automated document processing: Extract data from trade documents, such as invoices, bills of lading, and customs declarations, reducing manual input and processing time.

Intelligent risk assessment:
Assess the creditworthiness of trading partners and identify potential risks associated with trade transactions.

Real-time trade finance solutions:
Offer real-time trade finance solutions, such as supply chain finance and trade receivables financing, using AI to assess creditworthiness and manage risk in real-time.

Cash management

30%
Better cash flow forecasting accuracy
20%
reduction in payment processing costs

Automated cash forecasting: Forecast cash flows more accurately, helping businesses optimize their cash positions and reduce the risk of liquidity shortages.

Intelligent payment processing:
Automate payment processing, reconcile accounts, and detect fraudulent transactions.

Personalized cash management:
Analyze customer behavior and transaction data and offer relevant cash management products and services at the right time to the customers.

Achieve enterprise-wide workflow automation

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Why commercial banks love Multimodal

Transparent & explainable

Our AI Agents are explainable, helping you track decisions and stay compliant with banking regulations.

Integration & flexibility

We provide end-to-end integration with legacy systems and existing workbenches. Our AI Agents also learn and improve continuously.

Tailored automation

Our AI Agents are trained on your company data, increasing accuracy, customer satisfaction, and specific risk identification.

Security first

Deployed on-prem or on your virtual private cloud, Multimodal is built to the highest enterprise-grade security standards, so no data leaves your walls.

Comprehensive security accreditation

Regular audits and penetration testing

Continuous monitoring and secure network architecture

Security & Trust

See automated underwriting in action

See how our AI Agents work live before you commit. Schedule a free, 30-minute demo today.

See how AI Agents work in real time

Learn how to apply them to your business

Discuss pricing & project roadmap

Get answers to all your questions